Insights & Research

  • April 15, 2026

    5 minute read

    For years, financial advisers have carried a quiet confidence about the future. Even if regulation tightened, even if margins thinned, even if the job became…
  • April 15, 2026

    4 minute read

    For more than two decades, financial advisers have operated inside a protected band of the population — the 2%–8% of households who are neither ultra‑wealthy…
  • February 6, 2026

    1 minute read

    AI costs are falling 10x every 12 months. Agentic systems are already live, coordinating tax, investment and estate planning at near-zero cost.
  • February 3, 2026

    3 minute read

    The tradition of the British financial adviser has long been shielded by the subjective nature of "value." For decades, as long as a client’s portfolio…
  • February 3, 2026

    3 minute read

    The professional comfort of the modern financial adviser is currently built upon a foundation that is being systematically dismantled by the emergence of a new…
  • February 3, 2026

    2 minute read

    For decades, the UK financial advice sector has thrived in a climate of "comfortable opacity." It is a world where the complexities of the market…
  • December 15, 2025

    4 minute read

    The growth of deregulation, which will accelerate fast through 2026, has immense implications for the advice sector. It is important for market players to understand…
  • October 24, 2025

    3 minute read

    AI is no longer an experiment in wealth management. It has become a structural force reshaping how portfolios are designed, monitored and adjusted. For independent…
  • October 21, 2025

    3 minute read

    The financial services landscape is changing. AI is reshaping how advice is researched, delivered and monitored. That change creates an opportunity: advisers who work with…